The course includes a written manual and three audio CDs, along with priceless access to a confidential and private forum for individual help with your situation.

You'll learn:

• How to lower your payments without getting a new loan — even if your foreclosure date is coming up
• When a short sale is necessary and when it is not the best course
• How to get your lender to agree to a short sale
• How to sell your house in nine days from today at market price
• How to do a deed in lieu of foreclosure
• How to deal with FHA, VA and private mortgage insurance loans
• How to lower credit card debt while raising your FICO score and slashing your payments (even when the card companies say "no, you have the lowest rate we will give you)
• How to buy with no money down and no credit, and make fabulous money doing so in today's falling market

I ship you the entire course only upon payment of shipping and handling. You take a look at it, use it. Then I bill you the balance after 10 days only if you decide to keep it.

That way your risk is $17.97.

Meanwhile, you join the online Free and Clear Club instantly. Even before the package arrives in the mail you are listening to valuable recordings and reading up-to-the-minute tips and special reports:

• Mark Neal and I discuss buying and selling with no money and no credit (covered in the Mortgage Relief Formula)
• Getting lenders to lower your payments without refinancing — they send you a packet of paperwork to fill out…now what?
• Tips on dealing with specific mortgage situations such as two mortgages
• Deed in lieu of foreclosure information
• Learn what bankruptcy will and won't do for you — that even most bankruptcy lawyers won't tell you
• How to get credit card payments down, while improving your credit and without bankruptcy or "credit counseling" scams

That is covered with instant access that I give you.

You can post your own situation and get immediate help.