RE your professional loan modification education: There was no better source of common sense, wisdom, and "how to.." when I was getting started helping homeowners with their loan modifications. Then, then phone seminars were icing on the cake — bringing in industry experts helped me make sure I was doing the best for my clients. Then there's just the gritty reality of lenders losing files, and knowing when to push for better terms, and when we had a good deal. The ability to ask specific questions ahead of time and then get answers from top knowledgable people was crucial to my client's success. Have been able to confidently obtain one good modification after another, and help my client's keep their homes. Talk about feeling great about making such a significant difference in someone's life!

The course is very informitive, especially the topic about insolvency. Now, I am not afraid about having to pay tax on debt relief or the banks coming after me for the shortage amount.

King from San Leandro, CA

I bought your loan modification course. I find the free and clear club to be an invaluable tool. It has helped me grow my business 200%. I get updated forms, marketing tools, and answers to my questions, access to educational videos and phone conferences and more. I would pay over $100 month for what it provides. Thanks for the new occupation! But more importantly, thanks for having the insight to provide continuing education needed to help us stay successful.

Wow, John, I am so delighted. A new career is exceptional. Can you make sure to include your name and hometown that can be used? Thank you.

warmly

–Richard

I wanted to get in the loan mod business for some time now and needed some training before I started, so I purchased the "loan mod magic" package and put it to work and WOW, my first client was so so happy. I cut her payments in half and her interest rate went down to 2% for 5 years. Now they are giving me referral like crazy. My clients look at me like a hero thats ready to stomp out poverty. My BBQ party is this weekend in honor of me saving there family, friends and relatives from hardships. Thanks Richard for everything and I will recommend your course to everybody I know!!

I am a CPA and a former Vice President at a commercial bank. For years, I regularly structured work-outs on non-performing loans held by the bank. The information and techniques that are presented in Loan Mod Magic will give you a necessary edge in dealing with bank representatives to re-structure loans in ways that are in favorable to your clients. Even though I have years of loan work-out experience in working for a bank, I use many of the techniques and strategies that Richard has developed in his course to help borrowers with troubled debt.

Hi Richard, here's my testimonial. I included my name, city, and state which would give people the opportunity to contact me. I don't mind being contacted if you would like me to speak to some, but I don't want a lot of people finding my phone number or address. Can you just put my first name with city and state? Does that disqualify me? Thanks, John —— I looked at several different revenue generating opportunities, but Richard's seemed to be the most intriguing to me. Integrity and character are very important to me and any method I decided to use needed to have this kind of person as its creator. After listening to Richard and reading his material, he seemed to be very honest and a man of integrity. So I took the plunge with the 9 Day House Sale program. The results were astounding, far beyond my expectations. Following the 9 Day House Sale lessons closely, I did my first inspection weekend May 2009. I had 138 bidder candidates, representing 345 people in total, that came through that weekend. This turned into 22 bidders and a winning cash bid of $260,000 as a result of one weekend! The winning bid was 95% of list price on the MLS! This home is a short sale that looks like negotiations will settle on a $180,000 price with the lender. This is a profit of $80,000 on my first attempt! Wow! Do I recommend Richard's 9 Day House Sale program? A thousand times yes! It doesn't end there. Out of this first inspection weekend, a good number of people said that they would like their home to be sold this way. They're coming to me…gotta like that. I have a second house ready to go for the last weekend of June 2009, so I'm well on my way. Very exciting. Thank you, Richard, for giving a guy like me this opportunity. Blessings, John V., Rocklin, CA

I would love to buy more of your programs and look into all you have to offer, love what i have received so far. Thanks for all your valuable information.

Hi Richard, Do you have CD's on the credit card debt solution. Paying pennies on the dollar for debt settlement? We would love to have sripts, and know how to proceed. Sincerely, Lori Ellis

CDs, and an excellent manual:

Credit Card Relief Formula

When I was trying to decided whether to keep my house, which has fallen to 60% of the loan value, or to do a short sale with it, it was a hard decision, because there is the thought that the bank would come after me to pursue deficience judgement since I am still have a job. So, knowing the subject about insolvency really help. The worse case is that I would file bankcracy and wipe out all the unsecure debt. I have been working on my short saling my house for the last three months, and the approval might be coming in a week or two. With the experience gained, I am going to help a friend to do a short sale on his house, which has fallen 50% of the valvue.

Hi Richard, I don even know where to star, with all help and all things that I learned from your program, maybe wherever is looking this testimonial they can think the same way thay I did, another tesminonial maybe they got pay, let me tell you someting if your are the lucky one reading this, you life is going to star to change, and this is not another program like the other ones , this is a thru testimonial from a realtor that was on the way to give up, I was on the way to lose my house. Trying to do short sales without any results, tired of trying and spending wherever I go left to to find a good program to help me to do short sales and loan modifications. Even that my english is not perfect and I was scare to do short sales, Richard program give confidence that I need. I HAVE TO SAID THIS . RICHARD IS NOT GIVING ME ANY MONEY TO SAID THIS .
RICHARD THANK YOU SO MUCH. TO GIVE ME THE OPORTUNITY TO HELP MY HISPANICK TO SAVE THEIR HOUSE. AND HELP PEOPLE UNDERWATER HAVE A FRESH STAR, GET OUT FROM THEIR PROPERTY WITH DIGNITY DOING A SHORT SALE , AND BE ABLE TO FIND A PLACE FOR THEIR FAMILY, INSTEAD OF WAIT FOR THE SHERIF NOTICE, GOD BLESS YOU.
Sincerely. .
Sissy.

I bought your loan modification course. I find the free and clear club to be an invaluable tool. It has helped me grow my business 200%. I get updated forms, marketing tools, and answers to my questions, access to educational videos and phone conferences and more. I would pay over $100 month for what it provides. Thanks for the new occupation! But more importantly, thanks for having the insight to provide continuing education needed to help us stay successful. Atlanta GA

Your short sale instructions have helped us helped a lot of homeowners. Since we ordered your book in short sales, we have had no problems having our short sales approved. We have done 8 short sales this year approved 30 to 45days.
Your slash debt instructions have helped a couple of our sellers. They were impressed. Thank you so much!!

I looked at several different revenue generating opportunities, but Richard's seemed to be the most intriguing to me. Integrity and character are very important to me and any method I decided to use needed to have this kind of person as its creator. After listening to Richard and reading his material, he seemed to be very honest and a man of integrity. So I took the plunge with the 9 Day House Sale program. The results were astounding, far beyond my expectations. Following the 9 Day House Sale lessons closely, I did my first inspection weekend May 2009. I had 138 bidder candidates, representing 345 people in total, that came through that weekend. This turned into 22 bidders and a winning cash bid of $260,000 as a result of one weekend! The winning bid was 95% of list price on the MLS! This home is a short sale that looks like negotiations will settle on a $180,000 price with the lender. This is a profit of $80,000 on my first attempt! Wow! Do I recommend Richard's 9 Day House Sale program? A thousand times yes! It doesn't end there. Out of this first inspection weekend, a good number of people said that they would like their home to be sold this way. They're coming to me…gotta like that. I have a second house ready to go for the last weekend of June 2009, so I'm well on my way. Very exciting. Thank you, Richard, for giving a guy like me this opportunity. Blessings, John V., Rocklin, CA

Back in Jan of this year I bought Richard's program, How to Do a 9 Day House Sale, Secrets of the Short Sale, $164.97 ($147 plus tax) for the Loan Mod Magic Platinum Best Value. I received as Bonus Material the following:
Free and Clear Club 30 day access, $17 after 30 days,
Fico Fixer Book (worth $99) and
How to deal with 12 Properties that are all under water, save your marriage and begin a new career, (worth $99).

This material sat in the closet for months. Big mistake, I could have gotten a lot of useful advice using the 'free and clear' bulletin board. At some point my wife and I were about to put our trust in two real estate agents, one with the designation of CDPE (Certified Distressed Property Expert) to handle our short sale. Its very tempting to trust another human being sitting next to you to relieve you of your greatest financial burdens. I recently took advantage of a second thirty day period of free access to the bulletin board to post details of my own situation. And it now looks like I have found an experenced short sale expert to assist us with our short sale. I will be partnering with him as we help others in similar situations in my local area. This was something I had in mind six months ago but couldn't quite get going. The biggest thing that has impressed me with Richard is that while most agents are happy when one in four short sales is approved by the lender, Richard's track record is closer to 4 out of 5. Who would you rather take life-changing advice from?

I looked at several different revenue generating opportunities, but Richard's seemed to be the most intriguing to me. Integrity and character are very important to me and any method I decided to use needed to have this kind of person as its creator. After listening to Richard and reading his material, he seemed to be very honest and a man of integrity. So I took the plunge with the 9 Day House Sale program. The results were astounding, far beyond my expectations. Following the 9 Day House Sale lessons closely, I did my first inspection weekend May 2009. I had 138 bidder candidates, representing 345 people in total, that came through that weekend. This turned into 22 bidders and a winning cash bid of $260,000 as a result of one weekend! The winning bid was 95% of list price on the MLS! This home is a short sale that looks like negotiations will settle on a $180,000 price with the lender. This is a profit of $80,000 on my first attempt! Wow! Do I recommend Richard's 9 Day House Sale program? A thousand times yes! It doesn't end there. Out of this first inspection weekend, a good number of people said that they would like their home to be sold this way. They're coming to me…gotta like that. I have a second house ready to go for the last weekend of June 2009, so I'm well on my way. Very exciting. Thank you, Richard, for giving a guy like me this opportunity. Blessings, John, Rocklin, CA

Hey everybody! Richard gives massive value in everything he does for us.
Richard Geller's Loan Mod Magic is THE cutting edge, and It is all that you need to rock and sock the Lenders for all you can get BACK!
His idea to ask for no derogs for late payments in the hardship letter is supercedingly B-rilliant!

Plus, all that experience talking with and tracking your conversations with Loss Mit personnel in the banks, will be Priceless for doing Short Sales.

With Mortgage Relief Formula, and Credit Card Relief Formula, -Richard has made me "the local expert" with family and friends,and more.
CCRF went straight from the box to the CD player, It is HOT, HOT , HOT.-everyone needs this one, it rips the veil for all to see the TRUTH.
I cannot say enough about how good Free and Clear Club is Richard,
Except," I think it is the best blog on the web for our business"-Richard you just GIVE AND GIVE AND GIVE to us , and I am so grateful for your life!

I THANK you for making me a better person, more able to help others. I thank you! Hey you looked good in that green shirt, It compliments your blood tones.-My A.D.D .kicking in. Hey Everybody, just everyone go ahead and get one of Richard's products, you cannot get a better education, or more peace of mind for the price.