Losing your home is bad enough for you and your family. So in the event that you're facing foreclosure in this moment, don't you think that it's time to think about how you can survive financially after the loss of you property? Foreclosure is a nightmare that some homeowners must face. You're not the first nor the last homeowner that will ever face foreclosure.

I want to help you solve your problem by introducing an alternative to foreclosure. You can choose to do a short sale to get out from under your debt and to completely avoid foreclosure. Short sale is not really a new concept but it is a complex process that should not even be considered trivially without real information. You can ask your real estate lawyer or tax accountant about short sale. Meanwhile, let me tell you right now the essentials you need to know about the advantages of short sale.  

Short sale will expose your property (house) to a broader market. Short selling means that you and your lender agreed to sell your house at a price lower than market value. Assuming that your lender has agreed to sell your house at a lower price, the proceeds will all go towards paying your outstanding loans. With short sale, you'll have a buyer within 30 to 45 days and possibly just nine days if you apply my Mortgage Relief Formula.

Another advantage of short sale is the impact on your credit. Having foreclosure in your public record will blemish your credit for years. A foreclosure mark has about as much negative impact as a bankruptcy record. Having this kind of stigma will shun creditors away from you.

Short sale has less of a negative impact to your credit. And if you are a good negotiator, you can convince your lenders not to report anything adverse. If you undergo short sale, your credit will reflect Paid settled, Paid satisfactory or Unrated. Getting Unrated is the best case scenario for a short sale. An Unrated report has no negative or positive impact on your credit. It's also not so bad even if you get rated Paid settled or Paid satisfactory. I admit that this will have a negative impact on your credit, but it's less so compared to a foreclosure mark down. 

You'll learn more about strong negotiations, short selling and how to protect yourself from liability and a negative credit report when you sign up for my email newsletter. You'll also get my special 25 page report about insider knowledge in short sales as well as my short sale instructional video.

And watch this video on short sales and foreclosures. This is a screen shot — just type in your email and I'll get you to the real video. Thank you.